Many businesses find themselves under cash flow pressure because of both legitimate delays and illegitimate delays in being paid by customers. Most commercial invoices become payable at the end of the month after being issued. That can therefore be anything from 30 to 60 days after issue. And then there will be those who pay late, sometimes only a little late. They may be waiting for payments to come in at the end of the month before being able to pay you, only a few days late, but those days can be critical. Invoice discounting or factoring enables you to be paid immediately. You issue your invoice and your customer then makes payment not to you but direct to the bank. There are a number of variations on how to implement this which we would discuss with you.